CITIZENS FINANCIAL GROUP INC/RI CFG

Citizens Financial Group's strongest current source fact is the first-quarter 2026 filing record: the 10-Q for the period ending 2026-03-31 shows revenues of $2.17B, net income attributable to parent of $517.0M, diluted earnings per share of $1.13, assets of $227.92B, liabilities of $201.75B, and stockholders' equity attributable to parent of $26.17B. The named public developments around the file are official SEC items, including the 2026-06-16 Form 4, the 2026-06-10 Form 144, the 2026-05-15 Form 4 filings, the 2026-05-04 10-Q, and the 2026-04-16 8-K announcing first-quarter results.

The company is a bank, not a story stock in costume. The supplied earnings release says Citizens is headquartered in Providence, Rhode Island and offers retail, private banking, wealth management and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions. The 10-Q adds that Consumer Banking includes Citizens Private Bank and Private Wealth, integrating banking services and wealth management solutions for high- and ultra-high-net-worth individuals and families, as well as investors, entrepreneurs and businesses.

The filed financials give the report its centre of gravity. For the 10-Q period ending 2026-03-31, Revenue from Contract with Customer, Excluding Assessed Tax was $415.0M; revenues were $2.17B; net income attributable to parent was $517.0M; net cash provided by operating activities was $237.0M; diluted EPS was $1.13; and diluted weighted average shares outstanding were 429.9M. Those are the facts supplied by the rail. Capital ratios, dividends, buybacks, management guidance and segment-by-segment profit figures are not parsed in this evidence pack, so they should not be guessed.

No chart route or candle data is supplied here, so the market mechanism has to be read through filings and bank economics rather than invented levels. The 10-Q specifically flags the impact of changes in interest rates on net interest income, net interest margin, mortgage originations, mortgage servicing rights, market liquidity, funding sources, and the ability to originate and distribute financial products. That is the practical pressure point: rates do not sit in a policy speech for a bank; they walk through margins, mortgage activity, liquidity and funding.

The earnings release gives a concrete operating pressure inside that mechanism. Mortgage banking fees decreased $10M in one cited comparison, reflecting lower MSR valuation results, net of hedge impact, partly offset by slightly higher servicing and production revenue. It also says mortgage banking fees decreased $17M in another cited comparison, reflecting lower MSR valuation results, net of hedge impact, and lower servicing revenue, partly offset by higher production revenue. That is not a full segment model, but it is enough to show where the quarter had friction.

The source rail is official but narrow. It proves a first-quarter earnings filing path, specific balance sheet and income figures, a rate-sensitive risk frame, mortgage banking fee pressure, and recent SEC insider or resale filing activity. It does not prove a fresh product launch, a live chart level, an analyst view, a valuation commentary, or a management forecast beyond the supplied filings and release.