Brown & Brown, Inc.BRO

Brown & Brown, Inc. is a Florida-based insurance broker that markets and sells risk-management products to commercial, public, and individual customers through a “diversified insurance agency, wholesale brokerage, insurance programs and service organization,” according to its own SEC filings. The company’s headline for the first quarter ending 31 March 2026 is $1.90 billion in revenues and $426 million in net income, with diluted earnings per share of $1.06 on 337 million diluted shares outstanding.

Brown & Brown operates four main customer-facing segments: Retail (commercial, public, and individual policies), Dealer Services (auto, RV, marine, and powersports dealerships), Programs (specialty insurance programs), and Wholesale Brokerage. The company’s public website highlights “Dealer Services Insurance” with a glossy image and copy promising “comprehensive training, insurance, and F&I product solutions,” while the Retail segment page advertises health insurance for families and individuals. These pages illustrate the front-end marketing, but the back-end numbers come from the 10-Q filed with the SEC on 27 April 2026.

The company reported $1.90 billion in revenues and $426 million in net income for the quarter ended 31 March 2026, with diluted earnings per share of $1.06 on 337 million diluted shares. Operating cash flow was $262 million, while the firm spent $21 million on property, plant, and equipment. Cash and cash equivalents stood at $1.00 billion, and total assets reached $29.70 billion as of 31 March 2026. Brown & Brown’s 10-K for the year ended 31 December 2025, filed on 25 June 2026, confirms these figures and adds the context that the company’s benefit-plan statements are audited, a detail that reassures the staff even if it does not move the share price.

For readers who prefer a chart, Brown & Brown trades on the New York Stock Exchange under the ticker BRO. The filing rail provides the company’s official EDGAR index and XBRL company facts, but no price data or technical levels are supplied in the evidence pack. The SEC submissions JSON confirms the filing cadence, while the company’s own website hosts its investor-relations materials free of charge.

The company’s 8-K filed on 5 June 2026 shows routine corporate actions, while the 4 filing on 10 June 2026 updates beneficial-ownership information. The 13G/A filed on 14 May 2026 lists passive institutional holders, and the S-8 and S-3ASR filings from 7 and 8 May 2026, respectively, disclose ongoing employee-equity programmes. None of these documents contain guidance or forward-looking statements; the latest available period for concrete numbers is the quarter ended 31 March 2026, and the company has not yet published an updated 10-Q for the quarter ended 30 June 2026. The Retail segment’s health-insurance sales page and the Dealer Services page illustrate the marketing front-end, but the financials are the only source of hard numbers.

What changed this week: the company’s 10-Q for the quarter ended 31 March 2026 is the latest numerical evidence we have, and the SEC filings show routine corporate actions and continuing equity issuance rather than a strategic pivot. What remains unproven: Brown & Brown has not filed an updated 10-Q for the quarter ended 30 June 2026, nor has it published segment-level cash-flow detail beyond the aggregate operating-cash figure. Evidence that would deepen the file: a new 10-Q with segment revenues, margins, and cash flow; an updated 11-K with benefit-plan asset totals; or a board-approved share-buyback programme disclosed in an 8-K rather than an equity-incentive filing.